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Here Are Some Ways Your Grandchild and Their Parents Could Share in Your Social Security Income.

Grandkids may be able to collect some of your Social Security benefits under certain circumstances.

The Social Security Administration states that a kid is eligible for payments if they meet one of the following criteria:

  • A parent eligible for Social Security benefits because they are disabled or retired.
  • The death of a parent who had worked long enough to qualify for Social Security benefits.
  • The child must have been living with you since they were under the age of 18 in order to get the benefits.
  • At least half of the child’s support must have been provided by you for the year prior to your entitlement to retirement or disability payments.
  • Also, the child’s parents cannot be providing financial assistance.

Prior to become eligible for benefits, you must have lived with and supported your grandchild for at least a year after their birth, if they were born during that time period.

If all conditions are met, stepgrandchildren may be eligible as well. However, if you and your spouse are already getting benefits, the child would have to be adopted in order to qualify.

What do I need to do to get in?

  • The child’s birth certificate and Social Security number, as well as your own, are required for the benefit application process.
  • Other documentation may be necessary in some situations.
  • The Social Security Administration can best be reached online.
  • To apply for benefits and get answers to your queries, you can visit the website.

You can call 1-800-772-1213 if you’d like to speak to a representative.

Because of the Covid epidemic, many local Social Security offices have closed to walk-ins, but you can still schedule an appointment to enrol in benefits.